The Final Steps
Closing Day
Closing day is the day when you finally achieve your goal — you
take legal possession and finally get to call your new house
your own. You are sure to feel great relief and satisfaction
but remember that the homebuying process isn't over just yet.
There are quite a few things that need to be done on closing
day:
- Your lender will provide the mortgage money to your lawyer/notary.
- You must provide the balance of the purchase price to
your lawyer/notary along with the closing costs.
- Your lawyer/notary pays the vendor, registers the home
in your name, provides you with a deed and the keys to your
new home.
Hiring a Mover
It is now time to hire an Ottawa
mover. Friends or relatives may be able to recommend a
professional moving company but don't forget to ask the mover
for references. You will also want an estimate and outline
of fees (flat rate or hourly charge, etc.). Once you've selected
a mover, it is a good idea to have the representative come
to your home to see what will be moved and revise the estimate
if necessary.
During the move, you'll want to ensure that your belongings
are insured. Your home or property insurance may cover goods
in transit but call your broker or insurance company to be
safe and to ask about the extent of coverage. Many moving
companies offer additional insurance coverage. Be aware that
professional movers are not responsible for items such as
jewelry, currency or important papers. You will have to move
these yourself.
If you decide to do your own packing, keep in mind that you
will need the proper materials and that it could take up a
lot of time.
The Big Day
On moving day, go through the house with the van supervisor
and provide any special instructions. The supervisor will
also make note of the condition of your goods on an inventory
list. Go through the house with the supervisor to make sure
the list is complete and accurate. Then, when the van arrives
at your new home, mark off the items on the mover's list as
they are unloaded. Remember that even if the movers unload
and unpack boxes and remove packing materials, they will not
put dishes or linens into cupboards.
Saying goodbye to one home and neighbourhood and discovering
a new one can be very exciting. Just make sure it is not hectic
as well. Plan ahead to make the transition as smooth as possible
for everyone involved. That way, you can breathe easy and
enjoy your new home without having to worry so much.
Ottawa Home Buyers Guide
Ottawa Living is Ottawa's premier online
resource for everything about your home. We provide comprehensive
Ottawa real estate and rental listings, for home buyers, home
owners, and renters. We also have a comprehensive home services
directory for your home shopping and renovation needs. Our
Ottawa home directory consists of the following categories:
apartment
rentals, financing,
home
& garden, home
renovation, home
services, insurance,
lawyers,
moving
& relocation, and real
estate services.
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